Who wants to make this Christmas more affordable? As the seasons start to change and the cold temperatures return, it’s only natural to start thinking ahead to Christmas. Winter just naturally goes hand-in-hand with the festive season, and it won’t be long until the shops start placing the Christmas décor, wrapping, and gift ideas out on the shelves – and some of them already have! For those who are on a tight budget though, the Christmas season is one that can cause a fair amount of stress and anxiety, as you try to figure out how you’re going to be able to pay for everything while still covering your regular monthly expenses.
In order to make this Christmas more affordable and a little less stressful, and thereby allowing you to actually enjoy the special time of year, here are three tips that can help make the Christmas season a whole lot more affordable.
Don’t Feel Pressured to Put on a Big Spread
One of the more traditional aspects of Christmas is the big holiday meal that is shared with family and loved ones. While this is a wonderful part of the holiday season, it’s also very expensive to feed a large group of people, especially when it’s a big fancy meal with plenty of options. That doesn’t mean you have to skip hosting Christmas dinner; it just means you may want to get creative with the menu.
Some options include hosting a lunch or brunch instead of dinner so that the meal options are less expensive; suggest a potluck meal so that everyone brings one dish; skip the big meal all together and do appetisers, wine, and cheeses; and try to purchase items that are in-season so that they are less expensive.
Consider a Secret Santa Style Gift Exchange
Another big expense of the holidays is the gifts you need to buy. Before you know it, your “to buy for” list can hit the double digits, which equals a whole lot of cash out of your pockets. Here’s the thing, if you’re feeling the crunch where finances are concerned it’s likely that others are as well. Why not suggest a secret Santa style gift exchange so that each person only needs to buy one gift, rather than gifts for all? Just be sure to set a reasonable budget for the gift exchange.
Take a Look at Areas You Can Make Cuts on Your Monthly Expenses
Sometimes it’s not even about the Christmas preparations, instead, it’s about taking a look at your monthly expenses and finding areas where you can enjoy some savings. There will always be those areas that are fixed expenses, meaning you can’t do anything about them, but on the flip side, there are also expenses that offer some room for adjustments.
There are tons of comparison sites online that will help you get a great deal on things like your broadband package, your energy provider and even your mobile phone network.
Another area you may want to look at making savings in is your vehicle. For example, have you checked your insurance premiums lately? These can often creep up without you realising. A comparison site like Quotezone can come in extremely handy here, as it allows you to compare car insurance quotes from many of the top UK providers in just a few minutes. There are more than 105 different providers listed on the site, which means you’re more likely to find cheap UK car insurance. Even if you weren’t trying to find ways to save money for Christmas, why pay more for your car insurance than necessary?
Give Yourself the Opportunity to Enjoy Christmas
If you find yourself stressing through the Christmas holidays due to finances, it’s time to put an end to all that anxiety. These tips can help to make Christmas more affordable this year.
Thanks for stopping by today, I hope you’ve enjoyed this post.
*This is a collaborative post