The days of standing in lines at the bank, or even picking up the phone, are mostly behind us. Like many industries, banking, saving and investing has moved online. In fact, you probably already access your bank account through a smartphone app or online portal. While it’s super-efficient to be…
Those who are trying to get on the property ladder understand how challenging it can be. In amongst the mountain of paperwork, rising house prices and achieving a good credit score, there seems to be an infinite amount of hoops to jump through. But before you even get to that…
It seems like college tuition is growing every year, with not many chances for students to pay those tuition fees by themselves. Well, that’s what parents are for (as many young people would think). If you want your kid to go to college and leave it debt-free, you have to…
The ongoing pandemic has had a significant impact on economies all over the world. Many people have been experiencing severe financial hardship for more than a dozen months, ranging from income decrease to job losses and mental health issues. Regardless of the difficult economic times, life must go on. Most…
If you’ve got a little extra money it isn’t going to do much sitting in your bank account. Even in a savings account, it isn’t going to do much. Interest rates are so low these days that savings accounts aren’t really worth it if you’re looking to store money long…
Proper planning of your retirement doesn’t merely come down to you having a pension pot. There are many different factors that you should consider. Some of these factors you may have thought about previously. So, this article aims to furnish you with a few retirement tips and ideas of what…
Are you one of those people that live from paycheck to paycheck and have zero or little money to save? This might be because your income is small to pay for basic needs, or your salary is small, and you are spending a lot. Trying to reduce your monthly expenses…
When I was at school, I could have done with being taught about pensions, instead of algebra! I have always been a money saver, but have kept it in an ISA. Putting money into a pension at 18 when I got my first proper job was something I knew nothing…
I’m always on the lookout for tips on recycling at home. We have normal bags and boxes for sorting out the household waste, but I’ve always wanted to go one step further. I suppose you could say that we do have our eco-living ways.
Last year I decided to make the decision in 2020 to go self-employed full time. Because I was employed, since I was 15 I must add! my employers have always arranged my pension and benefits. But here I am now making these decisions for myself. Planning for the future is…