It’s no secret that the times have been tough financially. People across the world have lost their jobs and businesses. One unavoidable aspect of the modern economy is credit. If your family unit has good credit, many doors will open up to you. When you need to take out a…
When we were first time buyers back in 2010, everything about getting a mortgage seemed daunting. We were both in our 20s and had lived at home with our parents all our lives. Getting out into the big wide world of house buying was a little scary to say the…
In 2020, the average amount of credit card debt for Americans was around $5,300. The average amount of personal loan debt for consumers was nearly $16,500. The average amount of student loan debt exceeded $38,000. These numbers represent just the average, so many borrowers actually find themselves facing even steeper…
*AD in collaboration with Polar Credit This past year has seen many people face financial difficulties. Jobs being furloughed (did anyone even know what that word was before 2020??) hours cut back, and the huge difficulties of homeschooling while trying to work. With the added stress of not knowing where…
Life is filled with unexpected events, from injuries and illnesses to people passing away unexpectedly. It’s these unfortunate surprises that can often be a financial burden if we’re not better prepared. In order to protect yourself and your loved ones, it’s a good idea to get a head start in…
Tackling your debt issues might seem like an impossible challenge at first. There are lots of reasons why you might be unsure about how to confront your debt problems, especially if they’ve been hanging over you for a while now. If you’re not sure which direction you should take and…
The lockdown has not been easy for anybody, but the restrictions are about to be finally lifted. Or at least eased! While many people can’t wait to return to their routine, the actual return to normality will not happen for months to come. While some businesses will reopen soon, families…
It is worryingly easy to accumulate debt and it often starts on a small scale with a credit card balance, a car loan, and an overdraft, for instance, but without even noticing, in the beginning, the amount you owe gets larger and the repayments less manageable. Servicing all that debt…
The demands of everyday life can significantly strain your monthly finances from time to time. Even with a steady income and perhaps even some assets, there are times when your cash on hand might run a little low. In these cases, you simply do not have the money you need…
When going through a divorce or other legal matter, if children are involved, the subject of child support is going to come up eventually, and it’s best to just be prepared and tackle it head-on. Perhaps the most important aspect of defining the child support terms and conditions is figuring…