If there’s anything simple and humble that we all want from life, it’s financial freedom. You’ve most likely had horrible days where debts are creeping up on you, your utility bills need to be paid and you’ve just had to repair your car because you couldn’t get to work. Those types of situations can break us, but it’s what we do afterwards that matters the most.
Do you give up, break down and stay at home, or will you get up and put yourself back on the right track?
Happiness in life lies within our situation. When we have nothing to stress about and no financial worries, we achieve a true state of happiness and we can live our lives in peace. A bit of danger and a bit of excitement adds spice to it, but we can probably all agree that the fewer problems we have, the happier we will be.
If you want to achieve financial freedom and live happily with frugal practices, then here are a couple of tips that will help you live the lifestyle you want.
Before I became a parent I was always fairly money-savvy, but knew nothing about children’s savings and what you need to save for their future. To be honest it’s hard enough nowadays to live month to month for a lot of people, so things like savings and pensions get put on the back burner.
You do need to stop and think about the future now, are you saving enough for your child? Kids get more expensive as they grow older. Mine is only a 1-year-old but she grows so fast and always needing new clothes. I dread to think what it’s going to cost through the coming years and decades!
Whether or not you believe money makes the world go round, it’s an important thing to master as an adult. Being in control of your finances, being careful with spending and knowing how to stretch your money are all crucial things to learn. As a homeowner, you’ll probably find if you take a look at your monthly bills you’re hemorrhaging money all over the place. But there’s plenty you can do to put it right.
Read on to find out more.
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You might think that going green is just about helping the planet. But actually, it could help you too and greatly improve your life.
One of the obvious ways going green could help is through saving money.
By using less energy, you’ll also be spending less money on your bills which is fantastic. It certainly makes life easier when you’re trying to raise a family. To save money on your bills, you can start by switching on the heating a little less through the year. Instead, wrap up warm through winter and maybe buy some thicker curtains. If you do this, we’re sure there will be no need for those expensive fuel bills.
Here are few other ways going green could improve your life.
As you all know I’m a huge fan of saving money online. Each time I want to buy something, whether it’s a birthday gift, something for baby girl, something for the house and garden or even clothes for myself, I check out my favourite voucher code sites. We made huge savings on a car seat for baby girl last year at Halfords using My Favourite Voucher Codes.
Now I’m on the look out for something special to wear for a couple of weddings coming up in the Spring. I’ve noticed Karen Millen has a wonderful selection of clothes for wedding guests, but of course they are slightly on the expensive side. Well you do pay for quality and the name I suppose. So because I have chosen Karen Millen as my retailer of choice, I want something that is timeless, where it can be worn in various other situations not just for weddings. I want to get my money’s worth out of it.
I’m always on the look out for tips on recycling at home. We have the normal bags and boxes for sorting out the household waste, but I’ve always wanted to go one step further. I suppose you could say that we do have our eco-living ways.
I think it boils down to growing up in a house with not a lot of money. My dad is a mastermind of inventions. He will find a use for anything and everything. It was great fun growing up watching him at work with his ideas. He used everybit of spare wood or metal he could find. Making gates, chicken houses, building sheds… the list is endless!
My mum loves to browse charity shops. She always used to find hidden gems for us as kids. Hardly worn clothes, bags and books, toys. They really did make every penny count. Nowadays as people struggle to keep their heads above water, these eco-living ways are hugely popular. I’m a frugal person who saves everything. I have this thing that I know it could come in useful one day, or as my husband calls it hoarding!