Thrifty Thursday: Want To Try Something New? – Shopmium

For 2018 I want to share with you all my thrifty tips and how you can save money and of course try new things. Each Thursday I will share something with you that I regularly do to save money in our household. Saving money this year is a big must on the agenda due to myself being on maternity leave later on in the year.

Here is the first Thrifty Thursday post for 2018!

I love to try new things. A few months back I discovered an app called Shopmium that let you do just that – try new things. It’s easy to use trust me! While I’m browsing around the supermarket I get my phone out and check out what I can try this week. My husband loves to see what I’m bringing home next with the weekly shopping! Although he wasn’t too fussed with the Chickpea snacks I got the other week!

Thrifty Thursday: Want to try something new? - Shopmium app

View Post

3 Unusual Garden Hacks That Can Save Money In The Long Term

Gardening is a lovely hobby to have and it can massively improve the aesthetic appeal of your home. But, did you know that your garden can actually help you save money too?

It sounds crazy, but it’s the truth. There are some weird and wonderful garden hacks that will make your garden look amazing while also saving money for you and your family too. Check them out here if you’re interested:

3 Unusual Garden Hacks That Can Save Money In The Long Term

(Pexels: http://bit.ly/2g76bnM)

Grow Your Own Ingredients

Every family will spend a fortune on food throughout their life. What’s frustrating is that a lot of our money is spent on ingredients we buy over and over again. You spend money on a pack of tomatoes one week and need to get some again the next. Also, we can often buy things and not get good value for money as they go out of date. Again, vegetables and fruit are key culprits, as well as herbs. But, what if you started growing these things in your garden? You’ll end up with a colourful and vibrant space, and you can get all your essential ingredients for free! This is quite possible one of the best decisions you can make. It won’t matter if your tomatoes go mouldy as you didn’t pay for them and can grow more!

View Post

How To Bring In Extra Cash When Out Of Work

We all know that looking for work can be like a 9 to 5 in itself. The process of finding a job can be incredibly time-consuming with all the research involved, the carefully tailored cover letters and the continual tweaking of our CV’s. It certainly is a demanding process and takes resilience, persistence and determination.

Along with the stress of applying for jobs is the anxiety that we currently don’t have an income. The negative strain this can put on us can often lead us to make hasty decisions when applying for jobs that perhaps aren’t right for us. Or may lead us to making silly mistakes in important applications due the financial stress we are under.

 how to bring in extra cash when you are looking for work

View Post

Live Frugally, Live Happily

If there’s anything simple and humble that we all want from life, it’s financial freedom. You’ve most likely had horrible days where debts are creeping up on you, your utility bills need to be paid and you’ve just had to repair your car because you couldn’t get to work. Those types of situations can break us, but it’s what we do afterwards that matters the most.

Do you give up, break down and stay at home, or will you get up and put yourself back on the right track?

Happiness in life lies within our situation. When we have nothing to stress about and no financial worries, we achieve a true state of happiness and we can live our lives in peace. A bit of danger and a bit of excitement adds spice to it, but we can probably all agree that the fewer problems we have, the happier we will be.

If you want to achieve financial freedom and live happily with frugal practices, then here are a couple of tips that will help you live the lifestyle you want.

Living frugally

Image Credit

View Post

How to work out if you are saving enough for your child’s future

Before I became a parent I was always fairly money-savvy, but knew nothing about children’s savings and what you need to save for their future. To be honest it’s hard enough nowadays to live month to month for a lot of people, so things like savings and pensions get put on the back burner.

You do need to stop and think about the future now, are you saving enough for your child? Kids get more expensive as they grow older. Mine is only a 1-year-old but she grows so fast and always needing new clothes. I dread to think what it’s going to cost through the coming years and decades!

How to work out if you are saving enough for your child's future

 

View Post

Money on Your Mind? Here’s How You Can Slash Your Monthly Bills

Whether or not you believe money makes the world go round, it’s an important thing to master as an adult. Being in control of your finances, being careful with spending and knowing how to stretch your money are all crucial things to learn. As a homeowner, you’ll probably find if you take a look at your monthly bills you’re hemorrhaging money all over the place. But there’s plenty you can do to put it right.

Read on to find out more.

Tips on how to slash yoiur monthly bills, saving you money

Pic credit- Pexels

View Post