Live Frugally, Live Happily

If there’s anything simple and humble that we all want from life, it’s financial freedom. Learning how to live frugally is the holy grail. You’ve most likely had horrible days where debts are creeping up on you, your utility bills need to be paid and you’ve just had to repair your car because you couldn’t get to work. Those types of situations can break us, but it’s what we do afterwards that matters the most.

Do you give up, break down and stay at home, or will you get up and put yourself back on the right track?

Happiness in life lies within our situation. When we have nothing to stress about and no financial worries, we achieve a true state of happiness and we can live our lives in peace. A bit of danger and a bit of excitement adds spice to it, but we can probably all agree that the fewer problems we have, the happier we will be.

If you want to achieve financial freedom and live happily with frugal practices, then here are a couple of tips that will help you live the lifestyle you want and conquer how to live frugally.

Living frugally

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Understanding Frugality

Far too many people confuse frugality with being cheap. Being cheap means your primary focus is to save money and not spend anything. Frugality, on the other hand, is all about getting the best value for your money and not necessarily spending the least amount of money. For instance, there’s a big difference between buying the cheapest food possible such as canned food and microwave meals, and value foods such as whole chicken, fresh vegetables and spaghetti.

Cooking is one of the best ways to compare frugal living and cheap living. Someone who is cheap will always buy the cheapest item regardless of what they’re getting for their money both nutritionally and in terms of size. Frugal people will buy more expensive items if they are better value for money or if they offer more nutritional value.

There’s also a misunderstanding that frugality means to save every penny you can and put it into a savings account. This is completely wrong; saving money without a purpose is pointless and you’re restricting yourself for no reason. You should be planning what you save for. Perhaps it’s your child’s future, maybe it’s your university fees or you could even save for a new computer. Of course, there’s a line you have to draw and you can’t just spend your entire paycheck in a single night. You do have to practice telling yourself “no” when you want to buy something you don’t really need, but you also shouldn’t reduce your quality of life for the sake of saving money.

In short, being happy with your money depends on a number of factors, but the most important concept to grasp is that you have to spend money in order to obtain things that make you happy—that’s just how the world works. Don’t subject yourself to cheap items and nutritionally poor foods. Spend a little more and get the best value for money you possibly can.

Now, let’s explore some of the ways you can bolster your frugal practices to save money and make yourself happy.

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Look for Deals

Whether it’s scouring the supermarket for sales and discounts or searching online coupon websites like, it’s always a good idea to look for the lowest possible price for daily necessities such as groceries. You can also use the internet to compare services such as your utilities, internet provider or even your phone bill. You should constantly be on the lookout for better deals and cheaper prices because there are almost always more ways to save cash and helping you to live frugally.

Increase Your Budget

If you don’t use a budgeting app yet, then it’s recommended you start doing so! This article at is a great place to look for budgeting apps that you can use on your phone. Not only is it a fantastic way to keep track of all your expenses, it can also help you visualise how much money you have each paycheck to spend on luxuries. If you are using a budgeting app, then that’s a good start. 

Spend More On Things You Love

Whether it’s spending more on an office chair that you sit on for eight hours a day or a new laptop to help you do your job better, you need to differentiate between spending money on things you love and spending money on things that you like. Let’s use the following example; imagine you spend a chunk of money on lunch every day because there is a nearby shop that your co-workers visit. However, maybe you only go there because your friends do, and you don’t necessarily like the food. Instead of spending money on lunch, make your own lunch from home, eat it at the office, and then spend the money you saved on something you enjoy such as music, video games or your personal hobbies.

Do you have any tips on how to live frugally? As always I love to hear your thoughts.

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*This is a collaborative post

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One thought on “Live Frugally, Live Happily

  1. Fabulous write up, im not too good at saving, but if there is something we wont, then i have to knuckle down and save, but there are times, i just say to hell with it. we will do this or that, as you have to have a life as well

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