5 Overlooked Expenses That Ruin Your Car’s Budget

I remember saving up for my first car. It’s a big thing when you have passed your driving test and find it’s time to get a car. Cars can be expensive, bottomless pits for money. I should know! There are always some unknown expenses that ruin your car’s budget. My second car was I suppose effectively known as a lemon. There was always something going wrong with it.

5 Overlooked expenses that ruin your car’s budget - t's a big thing when you have passed your driving test and find it's time to get a car. Cars can be expensive, bottomless pits for money. I should know! There are always some unknown expenses that ruin your car's budget.

I loved my blue Citroen C3 she was an exclusive demonstrators model so had every optional extra you could find for the age of that car. She, well I always called her my baby blue car, had front arm rests, built-in sat nav and an extra parcel shelf so the boot had two levels. For a 2003 car it was top of the range.

I suppose being a top of the range ex demonstrator model was a blessing and a curse. The thing was with it having extras, the engine and other parts around the body were different to the “normal” C3 model and when it went wrong the garages found it hard to get replacement parts.

The garage could not find the correct oil or air filter when they needed replacing and had to send off to the proper Citroen manufacturers for the parts. Another garage had trouble finding an exhaust that would fit so they had to weld a couple of different parts together. The same happened for the front suspension spring. When the injectors went the garage worked on the car for weeks and finally got it sorted for me. They didn’t charge me for labour because the hours they put in meant I would not have afforded it and it was into the 1000’s. I was advised a couple of times by the garage to get rid.

All of these expenses for me went well over the car’s budget, and maybe I should have sold it sooner.

By learning from my own experiences here are the overlooked expenses that can ruin a car’s budget.

5 Overlooked Expenses That Ruin Your Car’s Budget

  1. Look at low mileage used cars instead of going straight for a new car.
  2. If you are going for a new car shop around for finance deals, don’t go with the first. Also you may be able to barter a deal with them to include your car’s service for the first year or breakdown cover. These can potentially save you some pounds.
  3. Service your car regularly. This will hopefully avoid costly major repairs. So a small outlay for the price of a service will help you in the long run. You can find a reliable local garage like KAP Motors and get your car serviced at economical rates.
  4. If you neglect your car you can end up losing money through its resale value further down the line.
  5. If you move to another location you may end up paying more for your car insurance. When we moved last year to a new development my car insurance increased significantly. I questioned my insurers and it was because with a new postcode they have no background on crime rates etc, so one to look for if you move to a different area with a different crime rate or new post code.


Thanks for stopping by today, I hope you have found this post useful.

You may like my memories on buying my first car.


*This is a collaborative post

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  1. Denise walton
    30th September 2018 / 4:47 pm

    I’ve not been able to run a car it’s too expensive for me

  2. Teresa sheldon
    25th September 2018 / 4:40 pm

    Good advice, it’s not a cheap thing to run and I don’t think we spend enough time and research in buying our cars, our eyes and hearts seem to get the better of our heads, well did in my case ,never heard of the postcode thing , going to look into that now

    3rd September 2018 / 1:58 am

    A car needs looking after otherwise costs will be massive in years to come.

  4. Samantha O'D
    2nd September 2018 / 7:47 pm

    The new postcode thing was interesting, hadn’t thought much about that

  5. Margaret GALLAGHER
    2nd September 2018 / 5:40 pm

    So true – neglecting any of these issues leads to much unnecessary heartache

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